Warning: Parameter 1 to ace_where() expected to be a reference, value given in /homepages/25/d288152983/htdocs/www/frugalrichlife.com/wordpress/wp-includes/plugin.php on line 220

Warning: Parameter 1 to ace_join() expected to be a reference, value given in /homepages/25/d288152983/htdocs/www/frugalrichlife.com/wordpress/wp-includes/plugin.php on line 220
Frugal Rich Life

November 2011 Update

There wasn’t any blogging going on in the month of October.

Heath and I have been struggling with work / life balance, which I’m sure many out there do.

We have both come to the realization that taking care of ourselves, our health, and our sanity is super important, and that we should not compromise those things.

The passing of Steve Jobs was a great reminder that, hey, life is short. Enjoy it while you can doing what you care about. You don’t want to look back and regret the things you have missed out.

I have enrolled and started a holistic nutrition and health program. I’m learning so so much about health and all the different factors that affect health. Things that are overlooked by health professionals because they want to fix you up super quick and get you out. Everyone has control over their health, but many fail to make it a priority. Health is an ongoing thing, it’s a lifestyle. But we trudge along doing what we know is wrong until something goes awry and we want a quick fix. It shouldn’t be like that; it’s not like that.

Anyways, in 6 months I will get my health coach certification so I can provide support and guide individuals who want to make a difference in their health. I want to include my health coaching with my current side business in the beauty industry. For now, to get more ideas on how you can improve your health, you can read my blog at http://realbeautyconcept.blogspot.com for subjects that I’m constantly researching and learning.

The holidays are coming up again so that means savings strategies as we start preparing for gifts. Heath and I will be visiting local relatives for Thanksgiving but heading to Missouri for Christmas to New Years.

 

6 months

I’m so glad that I made that career change and applied for the 6-month position because the position eventually became permanent. I would have had to pack my bags or transfer to another job mid-October, but I was able to continue trekking along.

However, I did notice that when my work future was unknown and all that was in my head was the 6-month mark, my debt was extremely low and I was super conscientious about my spending. The weeks following the news that I was a permanent employee, I noticed that my spending increased. Lunch here, small dinner there, presents, etc..it eventually became more.

My debt is still manageable, but I’m starting to realize that I take my permanent status and consistent income for granted, so I just toss rationale out the door and my spending is starting to outweigh my revenue.

I really feel like if we all lived thinking we only had 6 months left (or less!) until our income is gone, a lot of us would make wiser choices in our spending. We wouldn’t be so dependent on our jobs because we were financially prepared.

Most financial advisors suggest that you have an emergency savings worth 6+ months of income just in case something happens to your job, because by 6 months you will be able to bounce back or find other assistance. If you feel like 6 months is overwhelming, start small. Everyone has to start somewhere. Start with saving $100, then $200…$1000…and pretty soon you’ll reach your goal.

Will you be prepared if you were cut in 6 months?

 

6 months

I’m so glad that I made that career change and applied for the 6-month position because the position eventually became permanent. I would have had to pack my bags or transfer to another job mid-October, but I was able to continue trekking along.

However, I did notice that when my work future was unknown and all that was in my head was the 6-month mark, my debt was extremely low and I was super conscientious about my spending. The weeks following the news that I was a permanent employee, I noticed that my spending increased. Lunch here, small dinner there, presents, etc..it eventually became more.

My debt is still manageable, but I’m starting to realize that I take my permanent status and consistent income for granted, so I just toss rationale out the door and my spending is starting to outweigh my revenue.

I really feel like if we all lived thinking we only had 6 months left (or less!) until our income is gone, a lot of us would make wiser choices in our spending. We wouldn’t be so dependent on our jobs because we were financially prepared.

Most financial advisors suggest that you have an emergency savings worth 6+ months of income just in case something happens to your job, because by 6 months you will be able to bounce back or find other assistance. If you feel like 6 months is overwhelming, start small. Everyone has to start somewhere. Start with saving $100, then $200…$1000…and pretty soon you’ll reach your goal.

Will you be prepared if you were cut in 6 months?

 

6 months

I’m so glad that I made that career change and applied for the 6-month position because the position eventually became permanent. I would have had to pack my bags or transfer to another job mid-October, but I was able to continue trekking along.

However, I did notice that when my work future was unknown and all that was in my head was the 6-month mark, my debt was extremely low and I was super conscientious about my spending. The weeks following the news that I was a permanent employee, I noticed that my spending increased. Lunch here, small dinner there, presents, etc..it eventually became more.

My debt is still manageable, but I’m starting to realize that I take my permanent status and consistent income for granted, so I just toss rationale out the door and my spending is starting to outweigh my revenue.

I really feel like if we all lived thinking we only had 6 months left (or less!) until our income is gone, a lot of us would make wiser choices in our spending. We wouldn’t be so dependent on our jobs because we were financially prepared.

Most financial advisors suggest that you have an emergency savings worth 6+ months of income just in case something happens to your job, because by 6 months you will be able to bounce back or find other assistance. If you feel like 6 months is overwhelming, start small. Everyone has to start somewhere. Start with saving $100, then $200…$1000…and pretty soon you’ll reach your goal.

Will you be prepared if you were cut in 6 months?

 

6 months

I’m so glad that I made that career change and applied for the 6-month position because the position eventually became permanent. I would have had to pack my bags or transfer to another job mid-October, but I was able to continue trekking along.

However, I did notice that when my work future was unknown and all that was in my head was the 6-month mark, my debt was extremely low and I was super conscientious about my spending. The weeks following the news that I was a permanent employee, I noticed that my spending increased. Lunch here, small dinner there, presents, etc..it eventually became more.

My debt is still manageable, but I’m starting to realize that I take my permanent status and consistent income for granted, so I just toss rationale out the door and my spending is starting to outweigh my revenue.

I really feel like if we all lived thinking we only had 6 months left (or less!) until our income is gone, a lot of us would make wiser choices in our spending. We wouldn’t be so dependent on our jobs because we were financially prepared.

Most financial advisors suggest that you have an emergency savings worth 6+ months of income just in case something happens to your job, because by 6 months you will be able to bounce back or find other assistance. If you feel like 6 months is overwhelming, start small. Everyone has to start somewhere. Start with saving $100, then $200…$1000…and pretty soon you’ll reach your goal.

Will you be prepared if ou in 6 months?

 

Happy Labor Day!

Hope everyone had a wonderful Labor Day weekend. For those who got a day off from your employer, hope you had some time to relax and enjoy the long weekend.

Not too much has been happening in terms of Frugal Rich Life. Heath and I are still on the health streak, and if possible, maybe healthier? I’ve been reading more and more on nutrition and healthy living, so we have been incorporating superfoods and healthy practices into our life. If you’re interested, I started a new blog of my own about holistic health and beauty: http://realbeautyconcept.blogspot.com

A month ago, Heath’s cousin and mom came over from Missouri for a visit. It was great fun and it got Heath and I out of the house to experience some local touristy spots. It’s amazing what you find when you are tourist in your own town! Of course, we kept it frugal as much as we could without missing the fun. Hopefully, when we get some time, Heath and I will scramble up some pictures from their visit to show you.

For the most part, we’ve both been busy with work as the workload at our respective employers have increased.

I also signed us up for a 10K in April 2012, so that we would be more motivated to work out. Luckily, it’s a walk/run event and it’s not too intensive for our first race as a couple.

BTW, happy belated one year birthday to Frugal Rich Life. We opened our doors on August 20, 2010! Woohoo!

 

Happy Labor Day!

Hope everyone had a wonderful Labor Day weekend. For those who got a day off from your employer, hope you had some time to relax and enjoy the long weekend.

Not too much has been happening in terms of Frugal Rich Life. Heath and I are still on the health streak, and if possible, maybe healthier? I’ve been reading more and more on nutrition and healthy living, so we have been incorporating superfoods and healthy practices into our life. If you’re interested, I started a new blog of my own about holistic health and beauty: http://realbeautyconcept.blogspot.com

A month ago, Heath’s cousin and mom came over from Missouri for a visit. It was great fun and it got Heath and I out of the house to experience some local touristy spots. It’s amazing what you find when you are tourist in your own town! Of course, we kept it frugal as much as we could without missing the fun. Hopefully, when we get some time, Heath and I will scramble up some pictures from their visit to show you.

For the most part, we’ve both been busy with work as the workload at our respective employers have increased.

I also signed us up for a 10K in April 2012, so that we would be more motivated to work out. Luckily, it’s a walk/run event and it’s not too intensive for our first race as a couple.

BTW, happy belated one year birthday to Frugal Rich Life. We opened our doors on August 20, 2010! Woohoo!

 

Happy Labor Day!

Hope everyone had a wonderful Labor Day weekend. For those who got a day off from your employer, hope you had some time to relax and enjoy the long weekend.

Not too much has been happening in terms of Frugal Rich Life. Heath and I are still on the health streak, and if possible, maybe healthier? I’ve been reading more and more on nutrition and healthy living, so we have been incorporating superfoods and healthy practices into our life. If you’re interested, I started a new blog of my own about holistic health and beauty: http://realbeautyconcept.blogspot.com

A month ago, Heath’s cousin and mom came over from Missouri for a visit. It was great fun and it got Heath and I out of the house to experience some local touristy spots. It’s amazing what you find when you are tourist in your own town! Of course, we kept it frugal as much as we could without missing the fun. Hopefully, when we get some time, Heath and I will scramble up some pictures from their visit to show you.

For the most part, we’ve both been busy with work as the workload at our respective employers have increased.

I also signed us up for a 10K in April 2012, so that we would be more motivated to work out. Luckily, it’s a walk/run event and it’s not too intensive for our first race as a couple.

BTW, happy belated one year birthday to Frugal Rich Life. We opened our doors on August 20, 2010! Woohoo!

 

Happy Labor Day!

Hope everyone had a wonderful Labor Day weekend. For those who got a day off from your employer, hope you had some time to relax and enjoy the long weekend.

Not too much has been happening in terms of Frugal Rich Life. Heath and I are still on the health streak, and if possible, maybe healthier? I’ve been reading more and more on nutrition and healthy living, so we have been incorporating superfoods and healthy practices into our life. If you’re interested, I started a new blog of my own about holistic health and beauty: http://realbeautyconcept.blogspot.com

A month ago, Heath’s cousin and mom came over from Missouri for a visit. It was great fun and it got Heath and I out of the house to experience some local touristy spots. It’s amazing what you find when you are tourist in your own town! Of course, we kept it frugal as much as we could without missing the fun. Hopefully, when we get some time, Heath and I will scramble up some pictures from their visit to show you.

For the most part, we’ve both been busy with work as the workload at our respective employers have increased.

I also signed us up for a 10K in April 2012, so that we would be more motivated to work out. Luckily, it’s a walk/run event and it’s not too intensive for our first race as a couple.

BTW, happy belated one year birthday to Frugal Rich Life. We opened our doors on August 20, 2010! Woohoo!

 

My Birthday Weekend

I wanted to share this past weekend with you folks. Burnette did an amazing job planning out the weekend. It was filled with laughter, relaxation and some amazing meals. I also want to thank my co-workers for dedicating their time to celebrate on Friday evening AND Tuesday evening!

Saturday night, we headed off to the San Jose Improv to watch Bob Saget. I was a bit skeptical on how the show was going to be, due to everyone well-informing me on how nasty he was.. That being said, we had an awesome time! *Frugal hint: Balcony seats are a little bit less expensive that showroom seats, but you get a better view of the stage.

Sunday, we started the day off with a couples Massage at Watercourse in Palo Alto, which has got to be one of the top places to go in the Bay Area for a massage. I would highly recommend it. *Frugal hint: They also accept SpaFinder gift certificates, which you can purchase at a discount ;)

After the massage we headed over to Joanies Cafe, also in Palo Alto. We ordered the salmon omelet and salmon eggs benedict. They both were absolutely delicious! They don’t take reservations, so you might have to wait a bit.

Later that evening, after letting our stomachs settle, we headed off to dinner at The Grill on the Alley in downtown San Jose. We ate here last year on my birthday and I had the Ahi Tuna Steak, which I remembered being freaking awesome. I was actually trying to order it again, but it could not be found on the menu as it was a special last time. So, I mixed it up and tried another special, the goat cheese and spices fillet mignon. I don’t think that’s the exact name, but it was absolutely amazing. My taste-buds seemed to take full control which in contrary led to my eyelids shutting on me. So good! *Frugal hint: We had purchased a discounted gift certificate through restaurant.com.

On Sunday before dinner, B’s mom had stopped by and dropped off some birthday gifts, which included a home grilled smoked salmon. So delicious! I think she’s got me figured out.. :)

I also received an awesome surprise package from my parents. Which included a surprise attack nerf gun, air popcorn popper and jalapeno popcorn seasoning. I can’t wait to try out the popcorn popper. I’ve been thinking about getting one for awhile since it’s supposed to be a much healthier way to cook popcorn.

Thanks again to everyone that made my birthday so special. Including you, Facebook friends! :)